Coverage Options
Comprehensive Protection Tailored to Your Driving
Choose from three levels of coverage, all enhanced with connected car technology and designed to reward low-mileage drivers with significant savings.
Compare Our Coverage Levels
Essential
Comprehensive
Premium
Connected Car Benefits (All Plans)
Mileage-Based Savings
Pay based on actual miles driven, verified through your vehicle's connected services. Low-mileage drivers save up to 35%.
Smart Claims Processing
Vehicle data helps expedite claims by providing accurate incident details, reducing processing time by up to 60%.
- Automatic incident detection
- Faster claim approvals
- Reduced documentation requirements
- More accurate damage assessments
Theft Recovery
Connected vehicles with GPS tracking have a 95% recovery rate, often within hours of being reported stolen.
- Real-time vehicle location
- Instant theft alerts
- Police notification system
- Remote immobilization (where available)
Optional Add-Ons
🔧 Breakdown Cover
24/7 roadside assistance, home start, and European breakdown cover.
- Roadside assistance
- Recovery to nearest garage
- Home start service
- Onward travel arrangements
🔑 Key Protection
Cover for lost, stolen, or damaged keys including smart keys and fobs.
- Replacement keys up to £2,000
- Locksmith call-out
- Temporary transport
- Home security upgrade
🏥 Motor Legal Protection
Legal support for motoring disputes and uninsured loss recovery.
- Legal representation
- Uninsured loss recovery
- Motor prosecution defense
- Cover up to £100,000
🚕 Enhanced Courtesy Car
Upgrade to a similar class vehicle while yours is being repaired.
- Like-for-like replacement
- Unlimited mileage
- Extended rental period
- Delivery and collection
Additional Discounts
🚗 Vehicle Discounts
👥 Customer Discounts
What's Covered in Detail
Third Party Liability
Unlimited cover for damage to other people's property and injuries to other people, as required by law.
Fire & Theft
Protection if your car is stolen or damaged by fire, explosion, lightning, or theft.
Collision Damage
Covers damage to your vehicle from collisions, whether it's your fault or not.
Vandalism
Malicious damage to your vehicle by unknown persons.
Weather Damage
Storm, flood, hail damage and falling objects.
Personal Belongings
Items stolen from your locked car, excluding cash and credit cards.
What's Not Covered
Like all insurance policies, there are some exclusions. Common exclusions include:
This is not a complete list. Full terms and conditions are provided with your policy documents.
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