How VectorDrive Works
Smart Insurance That Rewards Low-Mileage Drivers
VectorDrive uses your vehicle's built-in connected services to verify your actual mileage, ensuring you pay premiums that reflect your real driving habits. No devices, no hassle, just fair pricing.
The Problem with Traditional Car Insurance
One-Size-Fits-All Pricing
Traditional insurers use broad categories and averages, meaning low-mileage drivers subsidize high-mileage drivers who pose greater risk.
Inaccurate Estimates
Annual mileage estimates are often wrong, with customers either overpaying or facing unexpected premium adjustments.
Outdated Methods
Manual odometer checks and self-reporting create friction and don't reflect modern driving patterns like remote work.
The VectorDrive Solution
Connected Car Technology Meets Fair Insurance
We leverage your vehicle's existing connected services to automatically track your actual mileage. This means:
- Accurate Pricing: Your premium reflects your real driving habits
- Automatic Updates: No manual reporting or estimating required
- Privacy First: We only access mileage data, not location or driving behavior
- Instant Savings: Low-mileage drivers save up to 35% immediately
How It Works in 4 Simple Steps
Get Your Quote
Enter your vehicle details and driving information to get an instant quote. We'll check if your car has connected services and estimate your potential savings.
Connect Your Vehicle
During setup, we'll guide you through connecting your car's app (like FordPass, MyChevrolet, or BMW Connected). This gives us read-only access to your odometer.
Start Driving & Saving
Your policy begins immediately with an initial discount based on your expected mileage. As we verify your low mileage, your savings increase automatically.
Monitor & Optimize
Track your mileage and savings in real-time through your customer dashboard. Your premium adjusts automatically based on actual usage data.
Supported Vehicle Brands
VectorDrive works with most modern vehicles that have connected services. Here are the brands we currently support:
🚗 Fully Supported
FordPass Connect (2018+)
MyChevrolet app (2019+)
My BMW app (2018+)
Mercedes me connect (2019+)
Tesla mobile app (All models)
We Connect (2020+)
🔄 Coming Soon
myAudi app integration
NissanConnect Services
Bluelink connected services
Check Your Vehicle
Not sure if your car is compatible? Enter your details below and we'll check instantly.
What If My Car Isn't Connected?
Don't worry! Even if your vehicle doesn't have connected services, you can still benefit from VectorDrive's low-mileage savings through alternative verification methods:
Mobile App Photos
Upload odometer photos monthly through our secure mobile app. Quick, easy, and still qualifies for low-mileage discounts.
MOT Certificate
We can verify your annual mileage using your MOT certificate, providing a simple way to prove low usage.
Optional Plug-in Device
Free OBD device that plugs into your car's diagnostic port. Tracks mileage automatically without affecting your vehicle.
Your Data, Your Control
We Only Collect What We Need
Unlike other telematics providers, VectorDrive has a privacy-first approach:
✅ What We Collect
- Total mileage from your odometer
- Vehicle identification number (VIN)
- Basic vehicle information (make, model, year)
❌ What We DON'T Collect
- Your location or GPS coordinates
- Driving behavior (speed, acceleration, braking)
- Trip details or routes taken
- When or where you drive
Full Control & Transparency
See exactly what information we have about your vehicle in your dashboard
Temporarily disable data collection while maintaining your policy
Request complete data deletion at any time (subject to legal requirements)
Calculate Your Potential Savings
Annual Mileage Calculator
Enter your details above to see potential savings
Typical Savings by Mileage
Common Questions
Is my vehicle compatible?
Most vehicles from 2018 onwards with connected services are supported. Check compatibility with our vehicle checker above.
How much can I save?
Low-mileage drivers typically save 15-35% compared to traditional insurance, with the exact amount depending on your annual mileage.
What data do you collect?
Only mileage data from your odometer. We don't track location, driving behavior, or any personal information.
Can I switch mid-policy?
Yes! We'll help calculate if switching makes financial sense and handle the transition process for you.
Ready to Start Saving?
Join thousands of drivers who are already benefiting from fair, connected car insurance pricing.
✓ No obligation quotes ✓ Instant compatibility check ✓ Real savings guaranteed